ObamaCare: a brighter vision for the future
Published: Sunday, July 8, 2012
Updated: Monday, August 27, 2012 16:08
The Affordable Care Act, often abbreviated as ACA, was upheld by the Supreme Court Thursday. The set of nine judges was sliced in half with a 5-4 decision that ruled health insurance is a legal requirement. Without one, US citizens will be punished with a payment of a required fee.
The reasons behind the law stir up a violation of human rights that contradicts the country in the right direction. Shrouded behind pandemonium and litigations that won’t manifest until the prospective year of 2016, many wonder the legitimacy of this new establishment. State Sen. Bill Brady (R-Bloomington) stated the ruling would have “tragic consequences” that could increase the financial strain already thrust onto small businesses. Despite this, the vast majority will reap the benefits of these fresh, humanitarian policies.
“In general, I am for ObamaCare, but my boss isn’t too happy. He said that this new law will be a burden for employers,” said Tomasz Majewski of Mundelein, Ill.
In August, new controversial provisions of birth control will be integrated into the mainstream. This means that women will no longer be required to pay an out of pocket charge on their monthly prescriptions as long as their plans coincide with Obama’s health care policy. They will also see an increase of availability in regards to basic women’s health services. This includes regular female check- ups as well as screening for gestational diabetes, HPV testing, counseling for sexually transmitted infections, STD screenings and interpersonal violence counseling.
According to PBS NewsHour, churches are exempt to new requirements. However, religious colleges, hospitals and other institutions affiliated with Christ are not. For those obeying the new mandate, there is a one year grace period until these requirements will form any sort of structure. This means that no changes are guaranteed to receive benefits until August of 2013.
Another subtle alteration comes out of respect to the consumers and the excessive rates they have endured. Various reports outlined by the Obama administration show some insurers have been moderating premium increases to avoid paying rebates. This conjecture raises an eyebrow to another bad mark against big business. Obama’s team speculates 9 million Americans could be eligible to receive a combined total of $1.4 billion of rebates.
In addition to that, the new ruling will make it easier for people to understand what to pay for and why they are doing it. The open enrollment season begins in September. At its commencement, all insurance companies are required to display a concise summary of what their plan offers to consumers as well as a uniform glossary of terms. This will likely decrease the frustration and confusion some consumers feel while checking an outdated FAQ section or waiting on the phone line for assistance.
Besides clearer definitions, prescription drugs will become more affordable and the logistic term of “Doughnut Hole” will shrink. In general, previous standards allowed a Medicare beneficiary to spend a certain amount of money out of pocket before they receive medications at free or reduced price. Now, beneficiaries can expect to see a decrease in doughnut hold spending as well as cheaper generic medicines.
These advancements have also made way for another one. Last December Obama’s administration announced that 32 health-care organizations like hospitals, clinics and physician groups would join the Pioneer Accountable Care Organization. This will enable care providers to coordinate themselves around the goals and requirements need to give better care to over 860,000 beneficiaries.
Based on some of the changes already made, it is safe to say that the ruling is more than a piece of new legislation, losing its identity to the quick spins of Capitol Hill. It has become less of a mandate and more of an exciting, new victory in the concept of health care reform. In a sense, the government has taken away the financial and sentimental aspect of an issue and looked at it from a human perspective.
It provides a brighter vision for the future. Instead of financial fears and governmental abandonment citizens can hope the image of a greater mankind will become a political priority.